Creating a budget is like doing exercises that aren’t necessarily your favorites. It may not be the most fun, but it is necessary for your overall health and wellbeing. On the other hand, chronic stress is not good for our health. According to the American Psychological Association’s Stress in America 2019 report, about 60 percent of us say that money is a significant source of personal stress. That’s why creating a budget (or as money expert Ellen Rogin prefers to call it “A values-based spending plan”) is so important. It lets us take control of our finances and in many ways, our health, our wellbeing and our future. Read more